S09-Crop Insurance Mock Test 07
Crop insurance involves specialized coverage for plantation crops such as Rubber, Eucalyptus, and Poplar, with specific commencement conditions. India’s agriculture depends heavily on monsoon rainfall, while Primary Agricultural Co-operative Societies (PACS) play an important role in agricultural credit delivery. During CCEs, the sickle is used for harvesting crops and cutting stalks. Premium rating aims to encourage insured farmers to prevent or minimize losses. State Governments and concerned insurance companies communicate important information through SMS. Ex-ante subsidies are provided before the insurance season. UAS means Unmanned Aircraft System, regulated in the United States by the FAA. UAVs provide detailed, high-resolution imagery for agricultural assessment.
1. For Rubber, Eucalyptus and Poplar, when does the period of insurance commence?
a) From planting date
b) After expiry of twelve months from transplanting (nurseries are not covered)
c) From date of first flowering
d) From the date of purchase of saplings
e) From crop harvest date
2. What percentage of rainfall is utilised in India due to the short duration of active monsoons?
a) 0.1
b) 0.2
c) 0.3
d) 0.4
e) 0.5
3. How many Primary Agricultural Co-operative Societies (PACS) spearhead credit delivery in agriculture?
a) Nearly 75,000
b) Nearly 85,000
c) Nearly 95,600
d) Nearly 1,05,000
e) Nearly 1,15,000
4. What is the sickle used for in CCE?
a) To weight bundles of stalks
b) To demarcate CCE plot corners
c) To harvest the crop and cut the stalks
d) To thresh grain
e) To carry grain
5. What does 'Encouragement / Incentive to insured' as a premium rating objective mean?
a) Premium discounts for new customers
b) Since premium rates are driven by expected losses, they can be made more affordable only if insured persons retain incentives to avoid losses when possible or to minimise the amount of loss when it occurs
c) Bonus for claim-free years
d) Reduced premium for insured crops with good yield
e) Government subsidies linked to loss prevention
6. Who is responsible for providing information to farmers and other stakeholders through SMS?
a) District Collector
b) Block Development Officer
c) State Government and concerned IC
d) NABARD branches
e) Panchayat representatives
7. What is an 'ex-ante subsidy' in the context of weather insurance?
a) Subsidy paid after claims are settled
b) Subsidy provided upfront before the insurance season begins (premium subsidy paid in advance)
c) Subsidy calculated based on past losses
d) Subsidy for post-harvest losses only
e) Subsidy for organic farming only
8. What does 'UAS' stand for, and which regulatory body uses this term?
a) Unmanned Aircraft System, used by the US Federal Aviation Administration (FAA)
b) Universal Agricultural System, used by IRDAI
c) Unregistered Aerial Sensor, used by ICAO
d) Unmanned Agricultural Service, used by the World Bank
e) United Airspace Surveillance, used by Eurocontrol
9. Which of the following organizations was NOT traditionally transacting agricultural insurance in India?
a) General Insurance Corporation of India
b) National Insurance Company Limited
c) Life Insurance Corporation of India
d) New India Assurance Company Limited
e) United India Insurance Company Limited
10. What is the first advantage of UAVs listed in the chapter?
a) UAVs are completely free to purchase and operate
b) UAVs can replace all farm workers effectively
c) UAVs can automatically pay insurance claims
d) UAVs can grow crops autonomously
e) Capable of collecting very high-resolution imagery below the cloud level, with much more detail than the satellite imagery usually available to developing country analysts
