S09-Crop Insurance Mock Test 06
Weather-Based Crop Insurance Scheme (WBCIS) covers temperature parameters including minimum, maximum, and mean temperature. Agricultural risks are classified into multiple categories, while PMFBY portal operations depend on important cut-off dates for uploading farmer details. During Crop Cutting Experiments (CCEs), all harvested plants must be collected without leaving ear heads in the experimental plot. Crop loss assessment begins by determining whether the crop is pre-harvest or post-harvest. Warm and dry regions are more exposed to hail. Proper farm visits require advance information or ensuring the farmer will be present. The Franchise clause helps avoid numerous small claims and keeps premiums affordable for farmers.
1. What type of weather parameters does WBCIS cover under 'temperature'?
a) Only maximum temperature
b) Only minimum temperature
c) Minimum, maximum, and mean temperature
d) Temperature at ground level only
e) Temperature at 2m height only
2. How many types of agricultural risks are identified in Chapter 2?
a) 3
b) 4
c) 5
d) 6
e) 7
3. What is the cut-off date significance in PMFBY portal operations?
a) Date by which crops must be harvested
b) Date by which farmer details must be uploaded on the Portal
c) Date by which claims must be filed
d) Date by which premium subsidy must be released by states
e) Date by which CCE results must be submitted
4. What important rule applies to ear heads during CCE harvesting?
a) Only mature ear heads should be collected
b) All harvested plants collected and NO ear head should be left in the plot
c) Ear heads collected separately from stalks
d) Only 10% of ear heads need to be collected
e) Ear heads should be counted but not collected
5. According to Diagram 2 (Deciding the Approach to Crop Loss Assessment), what is the first decision point in the loss assessment approach?
a) Whether the crop is pre-harvest or post-harvest
b) Whether a deductible applies
c) Whether the insurer is public or private
d) Whether the farmer has filed a claim
e) Whether reinsurance is involved
6. Which regions are more exposed to hail than others?
a) Cold and wet regions
b) Coastal regions
c) Warm and/or dry regions
d) Mountainous regions
e) Tropical rainforest regions
7. How many CCEs does NSSO supervise annually?
a) 5000
b) 10000
c) 15000
d) 20000
e) 50000
8. Which of the following conditions applies when arranging a visit to the insured farm?
a) Visit the farm without informing the farmer in advance
b) Visit the farm only in the morning before 9 am
c) Visit the farm only with a government official present
d) Only visit the farmer when it is known he will be there, or specifically informed in advance
e) Visit the farm only after the crop has been harvested
9. What is the main purpose of the Franchise clause in crop insurance?
a) To increase premium income
b) To penalize dishonest farmers
c) To reduce the number of insured farmers
d) To increase the insurer's profit
e) To avoid many small claims and keep insurance premiums affordable for the majority of farmers
10. What is the authorized share capital of Agriculture Insurance Company of India Limited (AIC)?
a) Rs. 500 crores
b) Rs. 1,000 crores
c) Rs. 1,500 crores
d) Rs. 2,000 crores
e) Rs. 3,000 crores
