S09-Crop Insurance Mock Test 05
NCIP supports effective crop insurance administration through responsible participation, accurate census coding, and regular updating of revenue and administrative units. Crop and livestock-related insurance products have specific sum-insured calculations and covered risks. PMFBY uses notional average yield values for determining crop insurance sums insured, while NAIS permits enhanced coverage on payment of commercial rates. Agricultural insurance also considers specialized risks such as frost, pump-set breakdown, and silkworm insurance. UAV technology provides high-resolution imagery below cloud levels, supporting agricultural assessment. Efficient loss adjustment requires rapid response, accurate assessment after major events, effective communication, efficient data collection, and affordability. These measures improve insurance administration and claims management.
1. What is the benefit of continued running of the NCIP Portal successfully?
a) Automatic approval of all insurance claims
b) Responsible participation with responsibility for census coding and regular updating of revenue/administrative units
c) Direct premium payment to farmers
d) Automated crop loss assessment
e) Elimination of state government role
2. What is the sum insured for Silkworm Insurance?
a) Cost of laying only
b) Market value of cocoon at the 5th, 6th stage
c) Fixed government-announced rate
d) Value of mulberry leaves consumed
e) Total investment in silkworm rearing
3. What is the meaning of 'Notional value of average yield' in PMFBY data?
a) The expected yield based on experimental research
b) The value assigned to normal/expected crop yield for sum insured calculation
c) The yield figure officially published by the government
d) The average market price of the crop
e) The import value equivalent of the crop
4. Which of the following is a covered risk under Agricultural Pump Set Insurance?
a) Normal wear and tear
b) Gradual deterioration
c) Mechanical / electrical breakdown; Fire and lightning; Theft and burglary (if pump is in permanent enclosure); Riot / strikes, malicious damage, terrorism; Flood (on payment of extra premium)
d) Loss due to owner's negligence
e) Manufacturer's defects
5. In crop insurance, what does a 'damage point' or 'insurance trigger curve' for frost represent?
a) The maximum temperature at which crops can grow
b) The minimum rainfall required to prevent frost
c) A curve that plots temperature against time, below which crop damage occurs
d) The price point at which crop insurance becomes profitable
e) A graph showing the relationship between frost duration and crop yield
6. For a field with 127 steps length, 7 steps deducted - what are the net steps?
a) 134
b) 120
c) 127
d) 110
e) 100
7. Under NAIS, both for loanee and non-loanee farmers, sum-insured can be extended up to what percentage on payment of commercial rate?
a) 100% of average yield
b) 125% of average yield
c) 150% of average yield
d) 175% of average yield
e) 200% of average yield
8. What does the Pink Revolution refer to?
a) Increase in production of cereals, wheat and leguminous plants
b) Increase in production of milk and dairy products
c) Increase in production of fishery
d) Increase in production of eggs and poultry products
e) Increase in meat and poultry processing
9. What is the first advantage of UAVs listed in the chapter?
a) UAVs are completely free to purchase and operate
b) UAVs can replace all farm workers effectively
c) UAVs can automatically pay insurance claims
d) UAVs can grow crops autonomously
e) Capable of collecting very high-resolution imagery below the cloud level, with much more detail than the satellite imagery usually available to developing country analysts
10. What does the insurer need to manage in order to ensure efficient loss adjustment?
a) Only fast payment of all claims without assessment
b) Minimizing the number of assessors in the field
c) Maximizing the time taken for loss assessment
d) Ensuring all claims are rejected initially then reconsidered
e) Fast response to representation of claims, accurate loss assessment even following major events, efficient management through short lines of communication, efficient data collection, and affordability
