S09-Crop Insurance Mock Test 04
CCE procedures involve systematic recording of field selection, harvesting, and yield information. Form-I records the harvesting and yield of the experimental plot. Windstorm risk management begins with appropriate farm management, including proper plant density, shelter belts, and careful harvesting. MSSRS uses crop parcels, survey numbers, or fields within selected villages as the second-stage sampling unit. Under PMFBY, premium subsidy represents the difference between the actuarial premium and the farmer’s prescribed payment, shared by the State and Central Governments. SOF means Scale of Finance. Agricultural risks include production, market, financial, institutional, technological, and personal risks. Effective risk management and appropriate insurance are therefore essential.
1. What does Form-I record in a CCE?
a) Driage result
b) Harvesting and yield of experimental plot
c) Selection of field
d) GPS coordinates
e) Supervision report
2. The first move in risk management for windstorm lies in:
a) Purchasing comprehensive wind insurance
b) Appropriate farm management: correct attention to plant density, provision of shelter belts, and care with harvesting
c) Building concrete windbreaks around all crops
d) Changing crop varieties to dwarf types only
e) Installing weather monitoring stations on every farm
3. What is the second stage unit of sampling in MSSRS?
a) Revenue village
b) Crop parcels/survey numbers/fields within each selected village
c) Experimental plot
d) Insurance unit
e) Taluka
4. What is the government's premium subsidy commitment under PMFBY?
a) Fixed rupee amount per farmer
b) The difference between actuarial premium rate and farmer's prescribed payment rate, shared between state and center
c) 100% of the premium for all crops
d) 50% of actuarial premium always
e) No fixed commitment - varies year to year
5. What does SOF stand for in the context of PMFBY?
a) Scale of Farming
b) Scale of Finance
c) Sum of Finance
d) Source of Funding
e) System of Farming
6. What is the minimum number of CCEs per statistical sample size at village/G.P. level?
a) 2
b) 4
c) 6
d) 8
e) 10
7. What are 'coping mechanisms' in the context of agricultural risks?
a) Government schemes to provide free seeds and fertilizers
b) Methods and strategies available to farmers and policymakers to deal with and mitigate the various agricultural risks
c) Techniques to increase crop yield
d) Insurance products offered by private companies
e) International aid provided during natural disasters
8. Who is the insured under horticulture/plantation insurance scheme?
a) Only farm owners, not tenants
b) Individual farmer whether owner or tenant engaged in cultivation of covered crops
c) Only corporate farming entities
d) Only government farming agencies
e) Only farmers with more than 10 acres of land
9. What is the relationship between Indian agriculture and risk according to Chapter 2?
a) Indian agriculture has low risk due to assured government support
b) Indian agriculture has no market risk as prices are regulated
c) Indian agriculture is associated with multiple types of risk including production, market, financial, institutional, technological and personal risks, making risk management critical
d) Indian agriculture has only weather-related risks
e) Indian agriculture is risk-free due to crop insurance
10. Which of the following is NOT listed as a department in the Simple Structure of a crop insurance organisation?
a) Tourism and hospitality department
b) Underwriting
c) Claims and loss adjustment
d) Accounting and finance
e) Data processing and records
