S09-Crop Insurance Mock Test 18
S-09 Crop Insurance covers NCIP data requirements, crop diseases, UAV applications, land records, drought risk, CCE procedures, agricultural development phases, farmer characteristics, weather insurance, and PMFBY administration. NCIP maintains historical yield and related crop data required for premium rating. Fungal and fungal-like organisms cause a significant proportion of plant diseases. UAVs can improve the speed and accuracy of crop-loss assessment. Land records administration supports land revenue assessment and settlement. CCEs use standard plot sizes for major crops. Farmer characteristics such as farm size, communication, education, management skills, and rural services influence insurance design. Varsha Bima payouts begin after specified rainfall deviation, while revamped PMFBY increases state responsibilities.
1. What information shall be available on NCIP for the purpose of premium rating?
a) Only current season crop data
b) Historical yield data including average yield, SOF, sown area, coverage, claims, TY and AY
c) Only insurance company financial data
d) Only weather station data
e) Only farmer profile information
2. What percentage of most plant diseases are caused by fungal or fungal-like organisms?
a) Around 25 percent
b) Around 50 percent
c) Around 65 percent
d) Around 85 percent
e) Around 95 percent
3. How do crop insurers and insurance policy holders benefit from UAVs?
a) UAVs allow insurers to reject all claims without field visits
b) UAVs replace the need for insurance policies entirely
c) UAVs allow insurers to increase premiums automatically
d) UAVs allow insurers to avoid paying any compensation
e) In India, insurers plan to use UAVs to conduct assessment of crop losses after natural disasters, allowing them to more accurately and quickly calculate pay-outs; large US crop insurers like ADM have begun running their own drone tests
4. What is the main objective of Land Records administration?
a) To collect taxes from farmers
b) To register births and deaths in rural areas
c) Furnishing basic material for periodic revision of land revenue assessment and settlement of newly occupied lands
d) To provide agricultural loans to farmers
e) To monitor crop production across India
5. Between 1900 and 1950, how many severe droughts occurred? And how many in the following 50 years?
a) 6 droughts between 1900-1950, and 12 in the following 50 years
b) 8 droughts between 1900-1950, and 14 in the following 50 years
c) 10 droughts between 1900-1950, and 16 in the following 50 years
d) 12 droughts between 1900-1950, and 18 in the following 50 years
e) 6 droughts between 1900-1950, and 10 in the following 50 years
6. For Rice, Wheat, Corn, Groundnut, Soya etc., what is the standard CCE plot size?
a) Rectangle 10m x 5m
b) Square 5m x 5m
c) Square 10m x 10m
d) Circle radius 1.7145m
e) Equilateral triangle side 10m
7. Phase I of Indian agriculture post-independence (1947-64) was mainly characterized by:
a) Focus on maximising benefits of irrigation and technology transfer
b) Introduction of organisational innovations like technology missions
c) Policy fatigue resulting in technology extension and production fatigues
d) Major emphasis on development of infrastructure for scientific agriculture
e) Rapid rise in oilseed production
8. What are the farmer characteristics and circumstances that affect crop insurance design?
a) Age, gender, religion, caste, and location only
b) Income level, bank balance, land ownership, and credit score
c) Farm size and type, Communication system, Education, Management skills, Rural services
d) Crop variety, soil type, irrigation source, and market access
e) Family size, number of dependents, and existing loans
9. When does payout start in the Varsha Bima (deficit rainfall aggregate model) contract?
a) When rainfall is below normal
b) Once the negative deviation in rainfall touches 20%
c) When rainfall is below 50% of normal
d) When total loss exceeds 10%
e) When rainfall is below strike point by 100 MM
10. Under PMFBY, what is the role of state governments that was increased in revamped guidelines?
a) States can set their own premium rates
b) States have increased roles and responsibilities for scheme administration
c) States can opt out of the scheme entirely
d) States must provide 100% premium subsidy
e) States can approve claims directly without IC involvement
