S09-Crop Insurance Mock Test 17
S-09 Crop Insurance covers PMFBY objectives, revamped scheme provisions, weather insurance risks, area-based crop insurance, UAV applications, crop loss assessment, pump set insurance, salvage, and the homogenous area approach. PMFBY supports sustainable agricultural production and provides protection against crop losses. The revamped scheme introduced important administrative and technological improvements. Hail damage can create entry points for disease organisms through perforation of plant tissues. Spatial basis risk occurs when station-based weather indices do not accurately represent farmers' actual conditions. CCIS and NAIS preceded PMFBY's area-yield approach. UAVs assist planners through accurate surveys and mapping. Salvage represents crops retaining value after loss, while homogenous areas enable area-based insurance where individual data is unreliable.
1. What is the objective of Pradhan Mantri Fasal Bima Yojana (PMFBY)?
a) To promote export of agricultural produce
b) To provide subsidized loans to farmers
c) To support sustainable production in agriculture sector
d) To regulate agricultural commodity prices
e) To build irrigation infrastructure
2. Which of the following is a main provision of Revamped PMFBY?
a) Coverage is compulsory for all farmers
b) Coverage is made optional for loanee farmers
c) Single step estimation of yield
d) No technology adoption for administration
e) Fixed premium rates for all crops
3. How does hail damage provide an entry point for disease organisms in crops?
a) Hail increases soil moisture which encourages fungal growth
b) Hail changes the soil pH making it more susceptible to disease
c) Perforation of the skin due to hail damage is a common example of how hail damage provides an entry point for disease organisms
d) Hail reduces plant immunity by damaging the root system
e) Hail deposits disease spores from the upper atmosphere onto crops
4. What is 'spatial basis risk' in the context of weather insurance challenges?
a) Risk of weather stations being incorrectly located geographically
b) Risk that the weather index at the station does not accurately reflect conditions experienced by insured farmers
c) Risk of spatial distribution of rainfall being uneven
d) Risk related to the geographic size of insurance units
e) Risk related to satellite coverage gaps
5. What was India's predecessor area yield based crop insurance scheme before PMFBY?
a) CCIS and NAIS
b) WBCIS and NAIS
c) RWBCIS and WBCIS
d) MPKBY and NAIS
e) SGSY and NAIS
6. How do UAVs benefit agricultural planners?
a) Greatly reducing the time and cost required for accurate survey; conducting volume estimates; creating irrigation and drainage models; collecting data needed to generate high-definition, geographically accurate elevation models and maps
b) UAVs allow agricultural planners to work from home permanently
c) UAVs replace the need for agricultural planning entirely
d) UAVs automatically submit agricultural development plans to government
e) UAVs guarantee successful crop harvests for all farmers
7. According to the Self-Examination Questions, what does the sampling path depend on?
a) The crop or number of crops grown
b) The size of the field
c) The peril; whether it is flood or hail
d) The terrain and the shape of the field
e) The number of assessors available
8. What pump set capacity must be insured under the Engineering Department?
a) Pump sets beyond 10 H.P. capacity
b) Pump sets beyond 25 H.P. capacity
c) All pump sets regardless of capacity
d) Pump sets below 5 H.P. only
e) Only submersible pump sets
9. In crop insurance, 'Salvage' refers to:
a) Rescue operations after a crop loss
b) Crops that can be processed and so have a value even after a loss event
c) Government aid after crop failure
d) The remaining premium after policy cancellation
e) Sale of damaged farming equipment
10. What does the 'Homogenous area approach' envisage for crop insurance?
a) Individual loss assessment for each farmer
b) In the absence of reliable data of individual farmers and in view of the moral hazards involved in the 'individual approach', various agro-climatically homogenous areas treated as a single unit
c) Coverage only for loanee farmers
d) Premium based on crop type rather than area
e) State government bearing all insurance costs
