S09-Crop Insurance Mock Test 13
S-09 Crop Insurance covers horticulture and plantation insurance, weather-based insurance, crop loss assessment, agricultural risks, and PMFBY administration. Associations or registered farmer bodies may obtain policies when they support procurement, processing, or marketing and individual claims can be assessed separately. Chapter 11 focuses on crop loss principles and objectives. Chewing insects such as grasshoppers and caterpillars damage crops through holes, skeletonization, defoliation, and cutting plants. A dry-spell means inadequate rainfall during critical crop growth stages, causing moisture stress. Weather index insurance gained attention in the early 21st century. PMFBY improves transparency and technology integration while covering unforeseen and non-preventable crop-loss events.
1. Under horticulture/plantation insurance, when can a policy be issued in the name of an association or organized and registered body of farmers?
a) Only if there are more than 100 farmers
b) Only with government approval
c) When an association has been formed and is functioning for procurement of input processing/marketing and claims can be assessed on individual basis
d) Never - only individual farmers can be insured
e) Only for plantation crops, not horticulture crops
2. What is the title of Chapter 11 in S-09 Crop Insurance?
a) Planning Crop Loss Assessment
b) Crop Loss Principles and Objectives
c) Agricultural Insurance Claims
d) Farm Survey Techniques
e) Crop Insurance Underwriting
3. Insects with chewing mouthparts like grasshoppers, caterpillars, and beetles cause damage such as:
a) Sucking sap and causing leaf curl
b) Holes or notches in foliage, leaf skeletonization, leaf defoliation, cutting plants off at the soil surface
c) Rasping the surface of flowers
d) Gall formation in fruits
e) Tunnel patterns visible as translucent lines on leaves
4. What is 'dry-spell' as a weather parameter in WBCIS?
a) A period of no rainfall at all
b) A continuous period without adequate rainfall during a critical crop growth stage causing moisture stress
c) The driest month of the year
d) A period when relative humidity drops below 20%
e) A period requiring irrigation
5. When a loss assessor is about to carry out an assessment, which of the following does the farmer NOT expect?
a) The loss assessor to be fair
b) The loss assessor to be technically knowledgeable on the crop
c) The loss assessor to maximise the amount of compensation paid
d) The loss assessor to be competent and efficient when assessing the loss
e) The loss assessor to have suffered some domestic, family or personal loss as a result of the peril
6. When did weather index based insurance 'catch the imagination of policy makers'?
a) At the beginning of the 20th century
b) At the beginning of the 21st century
c) After Indian independence
d) After the Green Revolution
e) After liberalization in 1991
7. What is the insurance company's (IC's) obligation regarding proforma/utility web portals for farmer data?
a) ICs must develop their own web portals
b) ICs shall not distribute/collect any other proforma/web portal separately for collecting farmer details
c) ICs can use any portal they prefer
d) ICs must integrate with state portals
e) ICs must share all portals with the central government
8. Under the old CCIS scheme, what was a major limitation that PMFBY addressed?
a) Too many crops were covered
b) Limited technology integration and less transparency in administration
c) Too high farmer premium rates
d) Excessive claim payments
e) Too many insurance companies
9. What is the full name of GCES?
a) General Crop Estimation System
b) General Crop Estimation Surveys
c) Government Crop Evaluation Surveys
d) General Crop Examination Studies
e) Government Crop Estimation Surveys
10. What type of events does PMFBY provide coverage against?
a) Only drought
b) Only flood
c) Unforeseen/non-preventable events causing crop loss/damage
d) Only natural disasters declared by government
e) Only human-caused crop failures
