S09-Crop Insurance Mock Test 19
S-09 Crop Insurance covers CCE equipment, weather-based insurance, KISAN Project, animal-driven cart insurance, floriculture insurance, agricultural risks, frost, PMFBY administration, data quality, and loss assessment procedures. A spring balance is used to weigh harvested stalk bundles during CCEs. RWBCIS differs from PMFBY because claims are based on weather parameters rather than CCE-based actual yields. The KISAN Project uses space technology and geoinformatics to speed crop insurance claim settlement. Animal Driven Cart Insurance provides multiple covers including cart damage, animal death or disablement, third-party liability, and personal accident. Agricultural risk includes biological, climatic, and price uncertainties. Accurate documentation and systematic loss assessment are essential for efficient claims processing.
1. What is the spring balance used for in CCE?
a) To measure field length
b) To weigh bundles of stalks harvested from the specified size experimental plot
c) To demarcate the CCE plot
d) To dry the produce
e) To carry grains
2. What is unique about weather-based crop insurance (RWBCIS) compared to PMFBY area-based insurance?
a) It is more expensive
b) Claims are based on weather parameters (rainfall, temperature, etc.) rather than actual crop yield from CCEs
c) It covers only rain-fed crops
d) It requires individual farm assessment for all claims
e) It is available only for Kharif crops
3. What is the KISAN Project and what does the acronym stand for?
a) Kisan Insurance Support Agriculture Network - a farmer welfare fund
b) Kisan Income Support and Advance Notification - a government income support scheme
c) C(K)rop Insurance using Space technology And geoINformatics - a Government of India project launched on October 5, 2015 to fasten the settlement of crop insurance payment claims
d) Kisan Insurance Savings and Advances Norms - an RBI banking directive
e) Kisan Irrigation and Soil Analysis Network - a water management project
4. What is the scope of cover under Animal Driven Cart Insurance?
a) Only damage to the cart
b) Loss or damage to animal driven cart; Death or permanent disablement of animal; Liability to third parties; Personal accident for cart driver
c) Only liability to third parties
d) Only the animal's death or injury
e) Only theft of the cart
5. How many sections does the Comprehensive Floriculture Insurance policy cover?
a) Two
b) Three
c) Four
d) Five
e) Six
6. What does 'Agricultural risk' as defined in Chapter 2 include?
a) Only financial losses from crop failure
b) Only weather-related losses
c) Negative outcomes that stem from indeterminable biological, climatic, and price variables including natural adversities and climatic vagaries
d) Only government policy changes
e) Only market price fluctuations
7. Why are valleys used for fruit and vegetable production also prone to being 'frost-pockets'?
a) Because cold air from mountains flows down to valleys
b) Because freezing, still air accumulates readily in valley topography
c) Because valleys have less sunlight to warm the ground
d) Because valleys are closer to water bodies that freeze
e) Because the soil in valleys retains more moisture that freezes
8. What is the purpose of integrating PMFBY with Interest Subvention Scheme (ISS)?
a) To increase premium rates
b) To enable real-time sharing of information and better program monitoring
c) To merge the two schemes into one
d) To replace PMFBY with ISS
e) To provide double subsidies to farmers
9. What is the problem with data inputs received by the Agriculture Ministry about crop yield and damage?
a) The data is always accurate and reliable
b) The data arrives too quickly without verification
c) The data is only collected by satellites and not verified on ground
d) The data is always understated by farmers to reduce premiums
e) The initial data received from the ground level mechanism is of approximate value; overall accuracy is marred by resource constraints; errors in data collection are common and the margin magnifies when aggregation takes place at higher levels
10. According to the Self-Examination Questions, what is the correct sequential order of steps to be followed by the loss assessor?
a) Map the damage with digital pictures → Mark on the map → Record details → Post the complete paper work
b) Record details → Map the damage → Mark on the map → Post paperwork
c) Post paperwork → Record details → Map damage → Mark on map
d) Mark on the map → Map damage → Record details → Post paperwork
e) Record details → Mark on the map → Map damage → Post paperwork
