ICS07 - Miscellaneous Insurance (Surveyor) Mock Test 16

This set of questions covers important topics under ICS07 – Miscellaneous Insurance (Surveyor), including Shopkeepers Insurance, Poultry Insurance, Office Protection Shield, cricket match insurance, cattle insurance, horticulture crop insurance, pedal cycle insurance, customs bonds, and lift irrigation insurance. The questions examine eligible businesses under Shopkeepers Insurance, minimum birds required for hatchery coverage, compulsory perils for office owners, conditions under total abandonment of cricket matches, cattle age and policy types, risks covered under horticulture insurance, comprehensive pedal cycle protection, duration of customs bonds, and items covered under Lift Irrigation Insurance. These topics help strengthen understanding of specialized insurance products, policy conditions, coverage requirements, and underwriting provisions.

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1. Shopkeepers Insurance Policy can be given to:

  1. Shops
  2. Tea / Coffee shops
  3. Restaurants

A) Only 1
B) Only 3
C) 1 and 3
D) 1 and 2
E) All 1, 2 and 3

2. What is the minimum number of birds that can be insured under Poultry Policy Insurance in the case of Hatchery?

A) 500 per batch
B) 1,000 per batch
C) 1,500 per batch
D) 2,000 per batch
E) 3,000 per batch

3. Under the Office Protection Shield, which perils are compulsory for owners (building) insured?

  1. Fire and allied perils
  2. Burglary, robbery and dacoity
  3. Loss of money while in transit, on the premises during office hours and in safe after office hours

A) Only 1
B) Only 2
C) Both 1 and 2
D) Only 3
E) Convalescence

4. As per 'Total Abandonment of an Arranged Cricket Match Policy', which of these statement(s) is/are TRUE?

  1. The policy covers the actual financial loss suffered by the insured, i.e. the cricketers.
  2. Change in venue or postponement of the match does not constitute a claim.
  3. It is a condition under the policy that no liability will attach even if a single ball is bowled.

A) Only 1
B) Only 2
C) 1 and 3
D) 2 and 3
E) All 1, 2 and 3

5. In Cattle Insurance, BULLOCKS can be provided insurance in which of these age limits?

A) Yes, it will be covered under Section 2
B) Yes, it will be covered under Section 3
C) Yes, it will be covered under Section 4
D) Yes, it will be covered under Section 5
E) No, it will not be covered

6. Under Cattle Insurance, in case of scheme animals, the policy is issued as ______.

  1. Agreed Value Policy
  2. Indemnity Policy
  3. Benefit Policy

A) Only 1
B) Only 3
C) 1 and 2
D) 1 and 3
E) 1, 2 and 3

7. In case of Horticulture Crop Insurance, the policy provides indemnity in respect of loss of or damage to the insured tree/fruits by:

  1. Theft
  2. Bush fires
  3. Insects, pests and diseases

A) Only 1
B) Only 2
C) 1 and 3
D) 2 and 3
E) All 1, 2 and 3

8. Mr. Soham has taken a Pedal Cycle Insurance cover. Under this cover, his legal liability for damage to the property of the public is covered, as well as loss to the pedal cycle due to burglary/theft or housebreaking. Which type of cover has Mr. Soham opted for?

  1. Dual Liability Cover
  2. Comprehensive Cover
  3. Third Party Liability Cover

A) Only 1
B) Only 2
C) 1 and 2
D) 1 and 3
E) All 1, 2 and 3

9. The period of Customs Bonds may vary from ______.

A) One Year
B) Two Years
C) Six Months
D) Three Years
E) Ten Years

10. Which of the following is or is not covered under the Lift Irrigation Policy?

  1. Pump house
  2. Borewells
  3. Centrifugal pump set up to 25 H.P.

A) Only 1
B) Only 2
C) Only 3
D) Both 2 and 3
E) All 3

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