IC38 - HEALTH INSURANCE AGENT EXAM - 09
| Q1.Applications from legal heirs of the deceased insured for transfer of the policy to their name should be accompanied by documents. Which of the following is not required? |
| a) Original policy |
| b) Post-mortem report |
| c) Death Certificate |
| d) Proof of title to the vehicle |
| Q2.Which of the following is a classification of Commercial Vehicles? |
| a) Private Covers |
| b) Package Policy |
| c) Fire Risk |
| d) Goods Carrying Vehicles |
| Q3.Mr. Pinto contracted pneumonia as a result of lying on the wet ground after a horse-riding accident. Pneumonia resulted in the death of Mr. Pinto. What is the proximate cause of the death? |
| a) Pneumonia |
| b) Horse |
| c) Horse riding accident |
| d) Bad luck |
| Q 4.A Statement, made during Negotiation of a Contract of Insurance, is called ___. |
| a) Declaration |
| b) Affidavit |
| c) Representation |
| d) Agreement |
| Q5.As per the IRDA definition, what is the maximum waiting period for covering pre-existing diseases? |
| a) 1 year |
| b) 24 months |
| c) 36 months |
| d) 48 months |
| Q6.Which One of the Following Acts, has the Provisions for Monitoring and Control of Operations of Insurance Companies? |
| a) Insurance Regulatory and Development Authority (I.R.D.A.) Act, 1999. |
| b) Deposit Insurance and Credit Guarantee Corporation Act, 1961. |
| c) Public Liability Insurance Act, 1991. |
| d) Insurance Act, 1938. |
| Q7.Which One of the Following acts, are not covered under the Bankers' Indemnity Insurance? |
| a) Dis-Honest Employees |
| b) Forgery of Receipts |
| c) Cash-Theft |
| d) Market-Inflation |
| Q8.Insurable Interest is not always required at the time of taking the policy. |
| a) Fire insurance |
| b) Marine hull insurance |
| c) Marine cargo insurance |
| d) Burglary insurance |
| Q9.Which one of the following is not one of the prime hazards an Underwriter looks at? |
| a) Financial |
| b) Moral |
| c) Risk |
| d) Physical |
| Q10.Fire Insurance Policy does not cover damage to property even as add-on cover due to_____. |
| a) Floods |
| b) Earthquake |
| c) Fire |
| d) Bombing due to war |