SEBI - Investor Certification Examination
SEBI - Investor Certification Examination
Q 31. What is one consequence of investment advisers offering high-risk products without client consent?
Higher fees charged to clients
Higher returns for clients
Increased trust in the adviser
Improved service quality
Q 32. What is one measure suggested for investors to ensure their money is safe from fraudulent activities?
Investing in high-risk products for potentially high returns
Ignoring the registration status of investment advisers
Trusting investment advisers without verifying their credentials
Relying solely on newspaper advertisements for investment advice
Q 33. Which type of investment adviser would you prefer dealing with?
Unregistered entities
Locally recognized advisers
SEBI Registered Investment Advisers (IAs)
Corporate investment counselors
Q 34. Where can you find the list of all SEBI-registered investment advisers?
Social media platforms
Local community centers
SEBI website (https://www.sebi.gov.in)
Radio advertisements
Q 35. What should you ensure before accepting advice from an investment adviser?
Valid investment certificate
Updated financial s
Valid registration certificate
Annual income statement
Q 36. What payments should you make to your investment adviser?
Only cash payments
Only advisory fees
Only advance payments
Only through cheque payments
Q 37. How should you make payments for advisory fees?
Through any payment method
Through online payments only
Through banking channels only
Through cryptocurrency
Q 38. What should you request from your investment adviser before accepting advice?
Stock Market Tips
Risk profiling
Private investment funds
Promises of high profits
Q 39. What action should you take if an investment adviser offers assured returns?
to SEBI
Invest immediately
Accept the offer
Inform friends and family
Q 40. What should you do if an investment adviser does not provide advice based on your risk profiling?
Accept the advice
Insist on following your risk profile
Investing without considering risk
Seek advice from multiple advisers
Q 41. How should you approach transactions with investment advisers?
Hastily
With caution
Through email only
Solely based on phone calls
Q 42. What should you do if you encounter repeated messages and calls from investment advisers?
Invest immediately
Ignore the messages
Making decisions only after thorough research
Block the callers
Q 43. What should you avoid falling prey to from investment advisers?
Discounted offers
Regular updates
Guaranteed profits
Professional recommendations
Q 44. What should you consider before making investments?
Personal preference
Current market trends only
Risk—return profile, liquidity, and safety aspects
Investment adviser's preferences
Q 45. Where can you find the terms and conditions regarding advisory services?
In verbal agreements only
In written agreements duly signed and stamped
On social media platforms
Through phone calls only