SEBI - Investor Certification Examination
SEBI - Investor Certification Examination
Q 16. Is a minimum balance required in PMJDY accounts?
Yes, a minimum balance is required
No, there is no minimum balance requirement
Only for accounts with overdraft facility
Only for accounts with direct benefit transfer
Q 17. What is the main feature of Pradhan Mantri Suraksha Bima Yojana?
Provides life insurance cover
Provides healthcare facilities
Provides accidental insurance cover
Provides pension benefits
Q 18. Who is eligible to join Pradhan Mantri Suraksha Bima Yojana?
Individuals aged 18 to 50 years
Individuals aged 18 to 70 years
Individuals aged 18 to 60 years
Individuals aged 25 to 65 years
Q 19. How is the premium paid for Pradhan Mantri Suraksha Bima Yojana?
Lump sum payment at enrollment
Quarterly payments
Annual premium deducted from a bank account through auto-debit
Premium paid at designated government offices
Q 20. What does Pradhan Mantri Suraksha Bima Yojana insurance cover?
Permanent and partial disability due to accident
Life-threatening diseases
Maternity expenses
Retirement benefits
Q 21. What is the age eligibility for Pradhan Mantri Jeevan Jyoti Bima Yojana?
18 to 50 years
18 to 60 years
18 to 70 years
25 to 65 years
Q 22. How is the premium paid for Pradhan Mantri Jeevan Jyoti Bima Yojana?
Monthly payments
Bi-annual payments
Annual premium deducted from a bank account through auto-debit
Premium paid at designated government offices
Q 23. What does Pradhan Mantri Jeevan Jyoti Bima Yojana provide cover for?
Permanent and partial disability due to accident
Life-threatening diseases
Accidental death
Retirement benefits
Q 24. What is the main feature of Pradhan Mantri Jan Aarogya Yojana - Ayushman Bharat?
Provides accidental insurance cover
Provides life insurance cover
Provides healthcare facilities
Provides pension benefits
Q 25. What is the primary objective of Pradhan Mantri Fasal Bima Yojana?
To provide healthcare facilities to farmers
To double the investment of farmers
To shield farmers from crop failure through insurance
To offer educational scholarships to farmers
Q 26. How is compensation calculated under Pradhan Mantri Fasal Bima Yojana?
Based on the difference between market price and actual yield
Based on the difference between market price and threshold yield
Based on the difference between threshold yield and actual yield
Based on the difference between the loan amount and the actual yield
Q 27. Who is required to enroll in Pradhan Mantri Fasal Bima Yojana?
All farmers
Farmers with large landholdings
Farmers who have availed of institutional loans
Farmers with specific crop types
Q 28. What risks are covered under Pradhan Mantri Fasal Bima Yojana?
Only natural disasters
Only floods and droughts
Only post-harvest losses
Only crop price fluctuations
Q 29. What is the objective of Kisan Vikas Patra?
To provide healthcare facilities to farmers
To double the investment after a predetermined time
To provide insurance coverage to farmers
To provide educational scholarships to farmers
Q 30. What is the minimum amount required to open a Kisan Vikas Patra account?
₹500
₹1000
₹2000
No minimum limit