IC78 MISCELLANEOUS INSURANCE EXAM – 31

Que. 1 : Q1) A Burglar Alarm failed to function at the time when burglar broke into premises and committed theft – What is the status of claim under Product Liability Policy.

   1.  a) The claim of theft alongwith the cost of defective Burglar Alarm is payable

   2.  b) This is a commercial & Trade risk which is not payable under the Policy

   3.  c) Only the Cost of the defective burglar alarm is payable

   4.  d) None of the above

Que. 2 : Q2) Age group of girl child in Bhagyashree policy is revised to

   1.  a) Upto 10 years

   2.  b) 10 to 25 years

   3.  c) Upto 18 years

   4.  d) Upto 21 years

Que. 3 : Q3) Mr A has enrolled himself along with his spouse as members of Cancer Society from 1.1.09. The insurance will commence from:

   1.  a) 1.1.09

   2.  b) 1.2.09

   3.  c) 15.1.09

   4.  d) None of the above.

Que. 4 : Q4) Which of the following is not a FREE cover under Standard PA policy

   1.  a) Carriage of dead body expenses up to specified amount

   2.  b) Medical expenses cover

   3.  c) Education Fund for dependent children up to specified amount

   4.  d) All the above

Que. 5 : Q5) Meaning of ‘legally liable’ in a liability policy is

   1.  a) Breach of legal duty to take care

   2.  b) Contractual liability

   3.  c) Statutory liability

   4.  d) (a) and (c)

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