IC78 MISCELLANEOUS INSURANCE EXAM – 18

Que. 1 : Q1) Daily compensation benefit is available under which of the following:

   1.  a) Individual mediclaim

   2.  b) Group mediclaim

   3.  c) Cancer insurance

   4.  d) Universal Health insurance

Que. 2 : Q2) Which of the following expenses are not covered under Standard Mediclaim Policy-?

   1.  a) Expenses related to Psychological disorders

   2.  b) Expenses related to Cancer

   3.  c) Expenses related to MTP

   4.  d) Expenses incurred towards pace-maker in case of hear disease

Que. 3 : Q3) Under which of the following coverage under a Health Insurance Policy is not provided?

   1.  a) Free Look Period

   2.  b) Grace Period

   3.  c) Short Period

   4.  d) Both a & b

Que. 4 : Q4) The Insurance Rules provide that the group Health Premium may be accepted in installments covering a particular period:

   1.  a) Before the due date

   2.  b) Before the policy commencement date

   3.  c) Within 15 days of commencement of the period

   4.  d) Within 7 days of the date of commencement of the period

Que. 5 : Q5) PA insurance Policy doesn’t cover

   1.  a) Death

   2.  b) Permanent total disability

   3.  c) Permanent partial disability

   4.  d) Temporary partial disability

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