Q 1. What can happen if there is a cash flow mismatch, even when a person spends less than what they earn?
Q 2. How is the Liquidity Ratio calculated?
Q 3. Which type of instrument issued by the Central Government has original maturities of less than one year?
Q 4. What is net worth in the context of a personal balance sheet?
Q 5. What is the main reason for the lack of success of Floating Rate Bonds (FRBs) in the market?
Q 6. What is the savings ratio in the provided household budget?
Q 7. What makes overdraft a flexible way to access short-term credit?
Q 8. According to the Capital Asset Pricing Model (CAPM), what is the cost of equity (Ke) composed of?
Q 9. How does cash flow mismanagement impact individuals and families?
Q 10. What is a key consideration when choosing the duration of a vehicle loan?
Q 11. What motivates a business to meet higher standards of disclosure and transparency in the primary market?
Q 12. What role do SEBI Registered Investment Advisers (RIAs) play?
Q 13. Why can banks, in a banking support economy, face challenges in funding very long period capital expenditure of corporates through bank loans?
Q 14. What is the objective of the Investment Adviser in the context of retirement planning?
Q 15. What is the purpose of categorizing outflows into mandatory contributions, loan servicing, essential expenses, and lifestyle expenses?
Q 16. What role does the on-line monitoring system play in the stock exchange?
Q 17. Why do equity investors typically have the potential for higher returns compared to debt investors, despite higher associated risks?
Q 18. What is the regulatory framework governing the trading of derivatives in India?
Q 19. What is the primary function of depository participants (DPs)?
Q 20. What is the purpose of the index-based market-wide circuit breaker system?
Q 21. Who is allowed to purchase National Savings Certificates (NSCs)?
Q 22. What is the primary role of FIMMDA in the derivatives markets?
Q 23. Why might keeping the EMI amount the same while changing the loan tenure be advantageous?
Q 24. How do stock markets contribute to efficient governance through changes in corporate control?
Q 25. What is a common characteristic of distressed securities?