Q 1. Why is having flexibility in investments important for a Young Earner with a home loan EMI?
Q 2. What is a consequence of low returns from fixed and guaranteed return investments for financial goals?
Q 3. What is the primary advantage of Whole Life insurance policies?
Q 4. What is the primary purpose of the PFRDA Act?
Q 5. What type of obligation is created between the acceptor of deposits and depositors when issuers use deposits to raise funds?
Q 6. Which document confirms that an apartment is constructed as per the approved plan and is required for various purposes including water and electricity connections?
Q 7. In growth-oriented investments what is the role of periodic income compared to capital appreciation?
Q 8. What potential consequence for using NPS funds to repay loans?
Q 9. Why does the investing the money instead of keeping the savings unutilized for large goals like retirement?
Q 10. When is the ideal time to ramp up retirement savings to bridge expected shortfalls?
Q 11. What does 'Nper' represent when using the FV function in MS Excel to calculate the future value of investments?
Q 12. What is the recommended approach for accumulating equity shares in a volatile market?
Q 13. What role does the Grievance Redressal Officer play in the closure of a grievance?
Q 14. What is the tax treatment of payments received at the time of retirement or death from an approved Superannuation Fund?
Q 15. What is the condition for a Swavalamban subscriber to avoid annuitization and receive the entire accumulated pension wealth as a lump sum upon exit?
Q 16. Why is it crucial to ensure that the benchmark's asset allocation is representative of the portfolio being evaluated?
Q 17. What does the Code of Conduct for Trustees emphasize regarding their relationship with entities in the NPS System?
Q 18. Which of the following services can be availed using the eNPS mobile app?
Q 19. What is the processing time for transferring funds from the trustee bank account to the subscriber’s bank account for withdrawals from the Tier II account?
Q 20. Who formulates a code of conduct to regulate monitor and report trading by employees and connected persons as per SEBI regulations?
Q 21. What happens to the accumulated pension wealth in the event of the subscriber's death before attaining superannuation under the Government model?
Q 22. Which of the following relationships is NOT mentioned as qualifying for tax-exempt gifts?
Q 23. What is the maximum exposure to equity for subscribers joining the NPS beyond the age of 65 years?
Q 24. What is the primary role of Bucket 1 in the bucket strategy for retirement investments?
Q 25. What is NOT a function of the Central Recordkeeping Agency (CRA) in the NPS?
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