IC78 MISCELLANEOUS INSURANCE EXAM – 29

Que. 1 : Q1) A medical treament for illness/Disease/Accident which in the normal course would require care and treatment at a Hospital but is catully taken while confined to Home is called?

   1.  a) Domiciliary Hospitalization

   2.  b) Day Care treatment

   3.  c) Convalescent Home

   4.  d) Deaddiction centers

Que. 2 : Q2) Which of the following statement is untrue in respect of Group Mediclaim Policy (i) Cumulative Bonus is not available (ii) Health check up expenses are not payable

   1.  a) Only (i) above

   2.  b) Only (ii) above

   3.  c) Both (i) & (ii) above

   4.  d) Neither (i) nor (ii) above.

Que. 3 : Q3) Under the shopkeeper policy, the insured may opt for an additional Fixed plate glass and sanitary fittings cover. This will cover accidental loss of damage to which of the following?

   1.  a) Fixed plate glass

   2.  b) Sanitary fittings

   3.  c) Neon signs

   4.  d) All of the above

Que. 4 : Q4) Tatooing in rural insurance refers to

   1.  a) Immunization

   2.  b) Vaccination

   3.  c) Identification

   4.  d) Self promotion

Que. 5 : Q5) The retroactive date of one of the Product Liability Policy was 01.01.2011. The policy period was 1.1.2011 to 31.12.2011. The product left the custody & Control of the insured on 31.12.2010. The same product found defective & causes accident on 31.03.2011 resulted in death of a third party – status of the claim

   1.  a) Admissible since the accident occurred in Policy Period

   2.  b) Not admissible since the defective product has left the custody of the insured prior to retroactive date

   3.  c) Claim can be paid on Non-standard basis

   4.  d) None of the above

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