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IC27 HEALTH INSURANCE EXAM – 16

Que. 1 : Q1) In health policies, the period where no benefits are paid is known as

   1.  a) waiting period

   2.  b) elgibility period

   3.  c) elimination period

   4.  d) enrollment period

Que. 2 : Q2) Which of the following is not a mechanism to reduce Moral Hazard?

   1.  a) Co-Insurance

   2.  b) Deductibles

   3.  c) No Claim Bonus

   4.  d) Claim Rejection

Que. 3 : Q3) Which of the following parameters can be used by insurance companies as a trigger to detect fraudulent claims?

   1.  a) Costlier Investigations

   2.  b) Lowest per patient average medical tests

   3.  c) Medical bills in serial order

   4.  d) Availability of post operative histopathology reports

Que. 4 : Q4) Disability Benefit Plan usually replaces ________of a disabled persons lost income

   1.  a) 100%

   2.  b) 60%

   3.  c) 75%

   4.  d) 50%

Que. 5 : Q5) Which of the following Plan provides health cover for the entire family?

   1.  a) Critical Care Plan

   2.  b) Family Floater Plan

   3.  c) Group Insurance Plan

   4.  d) Mediclaim

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