IC27 HEALTH INSURANCE EXAM – 13


Que. 1 : Q1) Which of the following is true, in relation to Mediclaim proposal form ? Statement A. The insured warrants the truth of the statements and agrees that the proposal form shall be the basis of the contract. Statement B. The insured consents to the insurer taking medical information from hospital / medical practitioner who has treated the insured.

   1.  a) Statement A is True

   2.  b) Statement B is True

   3.  c) Both are true

   4.  d) Both are False

Que. 2 : Q2) Critical Illness policy eases the financial pressure of an individual by providing _______on diagnosis of covered condition

   1.  a) Reimbursement of actual cost

   2.  b) Lumpsum Payment

   3.  c) Daily Cash Allowance

   4.  d) Health Care Services in International Speciality Hospitals

Que. 3 : Q3) ________is the state of unconsciousness with no reaction to external stimuli or internal needs

   1.  a) Cancer

   2.  b) Coma

   3.  c) Heart Attack

   4.  d) Paralysis

Que. 4 : Q4) _______is the maximum liability for all the claims made during the policy period

   1.  a) Cashless

   2.  b) Indemnity

   3.  c) Fixed Amount

   4.  d) Lumpsum Payment

Que. 5 : Q5) The collection of data from the insurers and TPA is currently done in India by

   1.  a) Ministry of Health and Family Welfare

   2.  b) Tariff Advisory Committee

   3.  c) IRDA

   4.  d) Insurance Information Bureau