Que. 1 : Q1) The claims ratio depends on the market segment in which it transacts business and the standards of underwriting. Say whether True or False. 1. a) True 2. b) False 3. 4. Que. 2 : Q2) Distribution of insurance products through banks is called ________. 1. a) Cold canvassing 2. b) Bancassurance 3. c) Nest 4. d) Referred leads Que….