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Category: IC78 MISCELLANEOUS INSURANCE EXAM – 23

IC78 MISCELLANEOUS INSURANCE EXAM – 23

Que. 1 : Q1) Pricing of Mediclaim policy is made based on a) The pure risk cost method b) Experience rating cost

   1.  a) a only

   2.  b) b only

   3.  c) Both a & b

   4.  d) None of the above

Que. 2 : Q2) The Commercial General Liability policy is a combination of :

   1.  a) Professional Indemnity and Public Liability

   2.  b) Public Liability & Product Liability

   3.  c) Motor Act Only Policy & Public Liability

   4.  d) None of the above

Que. 3 : Q3) Under which of the following policy compensation is fixed exactly as per Law ( Act )

   1.  a) Public Liability ( Non Industrial)

   2.  b) Public Liability Insurance (Act) Policy

   3.  c) Motor “Act Only” Policy

   4.  d) None of the above

Que. 4 : Q4) Mediclaim policy is basically a:

   1.  a) Benefit policy

   2.  b) Indemnity policy

   3.  c) Neither benefit nor indemnity policy

   4.  d) Both indemnity and benefit policy

Que. 5 : Q5) Which of the following is not paid upto the full limit of cover under the overseas medical policy?

   1.  a) Physician services

   2.  b) Hospital services

   3.  c) Dental services for immediate relief of dental pain only

   4.  d) Local emergency medical transportation