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Category: IC78 MISCELLANEOUS INSURANCE EXAM – 21

IC78 MISCELLANEOUS INSURANCE EXAM – 21

Que. 1 : Q1) The look back period for pre-existing disease from the policy commencement date under Overseas Mediclaim policy:

   1.  a) One year

   2.  b) Six months

   3.  c) No limits

   4.  d) 48 months

Que. 2 : Q2) Under Health Insurance policy, which of the following is not usually covered or covered with sub limits?

   1.  a) Chemotherapy

   2.  b) Radiotherapy

   3.  c) Naturopathy

   4.  d) Cost of pacemaker

Que. 3 : Q3) One employee consumed food supplied by the Insured at his staff canteen & suffered death due to Food poisoning- what is the status of claim under Public Liability ( Indl./Non Indl.)

   1.  a) Claim is not payable since Food is not a Product within the meaning of the definition

   2.  b) Claim is payable since food is supplied in the staff canteen as a staff benefit by the insured

   3.  c) Claim is payable on Non-Standard Basis.

   4.  d) None of the above

Que. 4 : Q4) Glass means plain glass of ordinary glazing quality and does not include:

   1.  a) Any embossing

   2.  b) Silvering

   3.  c) Both I and II

   4.  d) Only II

Que. 5 : Q5) A TPA cannot provide health services to more than one insurer. But an insurer can engage more than one TPA for providing health services to its policyholders or claimants. True or False?

   1.  a) True

   2.  b) False

   3.  c) First part is correct but second is incorrect   

  4.  d) First part is incorrect but second is correct