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Category: IC27 HEALTH INSURANCE EXAM – 01

IC27 HEALTH INSURANCE EXAM – 01

Que. 1 : Q1) Regulations for product terms and conditions may not include________

   1.  a) Standard products or minimum benefit coverage mandates

   2.  b) Standardisation of definitions and terms

   3.  c) Caps on waiting periods and cost sharing provisions

   4.  d) Free Delivery of products to the needy

Que. 2 : Q2) How much is the share of Government spending on the total health expenditure in our country

   1.  a) One third

   2.  b) One Fourth

   3.  c) One Fifth

   4.  d) One Sixth

Que. 3 : Q3) Under what kind of policy the insurance company may pay a specified amount on a per day basis for the number of days the policyholder is hospitalised

   1.  a) accidental death benefit (ADB)

   2.  b) Critical illness (CI)

   3.  c) Hospital Cash (HC)

   4.  d) Term Rider.

Que. 4 : Q4) Which of the following is not excluded under personal accident insurance.

   1.  a) attempted suicide

   2.  b) suicide

   3.  c) service in the armed forces

   4.  d) air travel in standard type of aircraft

Que. 5 : Q5) Gene Test is also known as _______

   1.  a) DNA based test

   2.  b) Molecule based test

   3.  c) Protein Based test

   4.  d) Blood and Urine Test