Que. 1 : Q1) Ajith Contribute Rs.9 Lacs p.a. (Rs.75,000 per month) to his family after paying taxes and meeting other expenses. Calculate HLV(Human Life Value) assuming Current Bank FD rates as 3%.    1.  a) Rs.30,00,000    2.  b) Rs.3,00,000    3.  c) Rs.3,00,00,000    4.  d) Rs.3,50,00,000 Que. 2 : Q2) When can a risk be referred to a reinsurer before underwriting by the insurer? […]